personal finance

DEAR RUSTY: I am past my Social Security full retirement age, and I am still working. I am married and we file our income tax jointly. My husband is 6...

America’s 50 state governments will need an extra $811 billion to pay off their current debt, according to the annual “ State of the States ” report f...

Social Security benefits and Supplemental Security Income (SSI) payments for more than 72.5 million Americans will increase 2.5% in 2025, the Social S...

DEAR RUSTY: I claimed Social Security at 70. My wife claimed her own SS at 62, and her earnings were significantly lower than mine. I understand my wi...

DEAR RUSTY: My financial advisor used a computer program which told my husband to take his SS at age 68, then suspend it after a few months. What I un...

It’s a dirty job, but someone has to tell you about the federal government’s budget tricks. The latest is exposed in a new Congressional Budget Office...

DEAR RUSTY: This is a matter that I find particularly irksome. My wife — a retired teacher — was told that, should I predecease her, she is not eligib...

Finding a job is getting a lot harder, and it’s likely to get harder still, but there’s an obvious remedy. The U.S. Federal Reserve needs to cut inter...

WASHINGTON (TNS) — When the Eighth Circuit Court of Appeals blocked the Biden-Harris administration’s latest student loan bailout scheme, it potential...

DEAR RUSTY: I retired with a (gross) $4,600 per month Civil Service Retirement System (CSRS) annuity from the U.S. Postal Service in December 2022. I ...

DEAR RUSTY: I will be turning 70 (yikes) this coming November. I will begin taking my Social Security benefit at that time. My age 70 SS benefit will ...

OLEAN — Officials hope a new revolving loan fund will help new businesses in and around the city get off the ground. The Olean Business Development Co...

DEAR RUSTY: I’ve been told that members of Congress do not have Social Security deducted from their pay; Additionally, that their retirement dollars c...

DEAR RUSTY: For a 30-year period, I was making a living as an independent contractor and freelancer. I was working on behalf of myself. Thus, I was on...

BRADFORD, Pa. — It was a mostly empty parking lot mid-morning during the work week, until the interested parties began to arrive. Representatives from...

DEAR RUSTY: I’m just trying to figure out how to determine whether to retire at 65 or 67 and, if I retire, approximately how much could I make outside...

Paying for healthcare in America is a complicated business. In recent years, the government has taken valuable steps to reduce the harm that unexpecte...

DEAR RUSTY: My wife and I are going to be taking Social Security at 62. She will be 62 on April 15, 2025. I will be 62 Aug. 7, 2025. When should we ap...