Olean Times Herald

DEAR RUSTY: I am almost 57, divorced after a 14-year marriage. My former spouse is 15 years older than I and made significantly more money than me. I ...

DEAR RUSTY: I’m trying to figure out if I should change my IRS filing status to “Married – Filing Jointly” prior to getting reviewed for my Medicare P...

DEAR RUSTY: You’ve said in the past that most people recoup their SS contributions within five years of starting benefits, thus Social Security “is an...

DEAR RUSTY: I reached full retirement age back in June, but I have not yet filed to collect Social Security. My husband currently collects SS funds, a...

DEAR RUSTY: I will be retiring early next yea, but my question is, during the Obama administration, payroll taxes that employees pay were cut in half ...

DEAR RUSTY: Enjoyed your recent article on claiming SS benefits. I feel, however, any decision making should also include what I call the “wearing out...

DEAR RUSTY: I turned 70 earlier in October and am making an application for Social Security benefits to begin in January 2026. I want the maximum Dela...

DEAR RUSTY: I recently I heard the tail end of a radio program which was discussing “signing up for my Social Security account." I am now 76 years old...

DEAR RUSTY: I am a woman, turning 65 this October (2025). It seems that deciding when to claim Social   Security is complicated. I would like more inf...